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1. Acceptance of Terms By subscribing to and reading TEIM Newsletter, you agree to these Terms and Conditions. If you do not agree, please do not use or subscribe to this newsletter. 2. No Professional Advice The content in TEIM Newsletter is for informational and educational purposes only. It does not constitute financial, legal, or professional business advice. Always seek the guidance of a qualified professional before making business decisions. 3. No Liability TEIM Newsletter is not responsible for any losses, damages, or issues that arise from the use of the information provided in this newsletter. Readers assume full responsibility for any actions they take based on the content. 4. Accuracy and Changes While we strive to provide accurate and up-to-date information, we do not guarantee the completeness, accuracy, or reliability of any content. Information may change over time, and we reserve the right to update or modify our content at any time. 5. Intellectual Property All content in TEIM Newsletter, including text, images, and graphics, is owned by TEIM Newsletter unless otherwise stated. You may not copy, distribute, or reproduce any part of the newsletter without written permission. 6. Subscription and Termination You may subscribe or unsubscribe from TEIM Newsletter at any time. We reserve the right to terminate or restrict access to our newsletter for anyone who violates these Terms and Conditions. 7. Privacy Policy We respect your privacy and will not share, sell, or distribute your personal information without consent. However, we may collect subscriber data to improve our services. Please review our Privacy Policy for more details. 8. Third-Party Links and Content Our newsletter may include links to third-party websites or resources. We are not responsible for the accuracy, content, or policies of these external sites. 9. Governing Law These Terms and Conditions are governed by state and federal laws. Any disputes will be resolved in the appropriate courts of this jurisdiction. 10. Changes to Terms We may update these Terms and Conditions at any time. Continued use of TEIM Newsletter after updates constitutes acceptance of the revised terms. 11. Platform responsibility The TEIM Newsletter uses the Beehiiv platform and holds no responsibility to how they operate or collect and use any user data.